In our digital age, safeguarding personal information is crucial. One often-overlooked area is pre-screened credit offers, where credit bureaus share your details with creditors without your explicit permission.
Understanding Pre-Screening
Pre-screening involves credit bureaus like Equifax, Experian, and TransUnion compiling lists of consumers who meet specific criteria set by creditors. These lists are then sold to creditors and insurers for targeted credit offers.
Why Opt-Out?
While pre-screened offers can be convenient, they can also feel invasive. Concerns about privacy and the potential misuse of personal financial data are valid reasons to opt-out.
How to Opt-Out
Taking control of your privacy is straightforward:
- Online Opt-Out: Visit optoutprescreen.com to opt out online. Choose between a five-year or permanent opt-out.
- Phone Opt-Out: Call 1-888-5-OPT-OUT (1-888-567-8688) to opt out by phone.Opting Out of Pre-Screened Credit Offers
- Mail Opt-Out: Send a written request to the address provided on optoutprescreen.com.
Take Charge of Your Privacy
By opting out of pre-screened credit offers, you control who accesses your financial information. It’s a proactive step to protect your personal data and ensure its responsible use.
Protect your privacy today by opting out. You will enjoy greater peace of mind, knowing your financial information is handled with care.
