Veteran Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. Get Your Quote Learn More OverviewVA Loan OverviewThe VA loan program began in 1944 to assist Veterans in becoming homeowners. VA Loan ProcessLearn what happens as you progress through your VA loan process. Why a VA MortgageVA loan benefit is a great way to purchase a home with no money down. VA Loan EligibilityTo use the VA loan, you must meet ONE of the following requirements. VA Loan RatesRates are generally lower with a VA loan than a conventional mortgage. PurchaseVA Loan Purchase OptionsVeterans are given many financing options when it comes to purchasing a home. VA Loan First Time Home BuyerPurchasing your first home is a big accomplishment. RefinanceVA Loan Refinance OptionsYou already own the home but are just seeking better financing. Cash-Out RefinancingRefinance your home loan and tap into the equity. Streamline (IRRRL) Refinancingtake advantage of a low interest rate while still keeping a VA loan. Get started today! Fill out the questionnaire on this page to start a discussion about your mortgage needs today! Step 1 of 26 3% Are you looking to purchase or refinance a home? Purchase or Refinance I want to purchase I want to refinance Why do you want to refinance? Lower my rate Take cash out Pay off debts Change loan term other What is your (or your spouse's) branch of military service? Army Marine Corps Navy Air Force Coast Guard National Guard Military Spouse Other VA Eligibility No Military Experience Regular Military, Reserves, or National Guard? Regular Military Reserves National Guard If multiple, select the option that best describes the majority of your military service. Are you currently serving? Currently Serving Separated Where are you currently stationed? Inside the U.S. Outside the U.S. What is the estimated value of your property?Use the slider to select the price range of homes you're interested in (it's OK to estimate) What is the approximate purchase price of the new property?(it's OK to estimate) Have you received orders to PCS? No, this is not a PCS move Yes, this is a PCS move What type of property is the home? Single-Family Home Condominium Town Home Multi-Family Mobile New Construction What is the use of the home? Primary Residence Vacation Property Investment Property Other Where are you in the home buying process? Signed a purchase contract Found a home Looking to buy within one month Looking to buy in 1 to 3 months Looking to buy in more than 3 months Do you currently own a home? Yes, I own No, I am renting No, other arrangements Is this your first time purchasing a home? Yes No What is the balance of your first mortgage?(It's OK to estimate) What is the interest rate of your first mortgage?(It's OK to estimate) What is your household gross (before taxes) annual income? Less than $30,000 $30,000 - $50,000 $50,000 - $75,000 $75,000 - $100,000 Greater than $100,000 What type of loan is your current mortgage? Conventional VA FHA USDA I don't know Have you ever used a VA Loan before? Yes No Are you currently receiving VA Disability Income? Yes No I'd rather not say Do you have a disability rating of 10% or higher from the VA? Yes No I'd rather not say Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. This fee goes directly to the Department of Veterans Affairs. Have you had a bankruptcy or foreclosure in the past 3 years? Yes No Where is the home located? City or Zip CodeCity or Zip Code* What is your credit score? Excellent 740+ Good 700-739 Average 660-699 Fair 600-659 Poor < 600 I don't know What is your first name?* What is your last name?* What is your email address?* What is your phone number?*EmailThis field is for validation purposes and should be left unchanged.